Waterfront - Primary on Main
Address
60 Top Ridge Trail, White Lake, NY
Price
$ 3,595,000
Property Attributes
- MLS#1037747
- TypeSingle Family
- Listing Status Active
- CountySULLIVAN
- CityWhite Lake
- NeighborhoodThe Chapin Estate
- Zip12786
- StyleCabin,Estate,Log
- Year Built2010
- Taxes$ 38143
- Price$ 3,595,000
- Bedrooms4
- Full Bathrooms5
- Half Bathrooms3
- Sqr Footage5760
- Lot Size5.5 Acres
Data Source:
Listings courtesy of OneKey® MLS as distributed by MLS GRID
Property Description
Discover the Mayfly Inn at The Chapin Estate, an Adirondack-inspired lakefront sanctuary where rustic elegance meets refined leisure. Tucked within a private natural setting, this exceptional compound has been thoughtfully curated for those who value craftsmanship, comfort, and the timeless allure of waterfront living. From the moment you arrive, Mayfly Inn reveals itself in layers. Warm wood tones, lodge-style architecture, and bespoke details create an atmosphere that feels both elevated and effortless. The main living spaces are designed for gathering—grand yet inviting, with a natural flow that encourages conversation, connection, and quiet moments by the fire. Beyond the traditional bedrooms, the home offers additional bunkrooms and flexible recreational spaces, ideal for hosting extended family and accommodating guests with ease and sophistication. Curated furnishings ensure the home is ready to enjoy from the very first day. Exceptional features of this home include a full dog wash station, billiard's corner, full bar in lower den with lake view and a stone archway leading to an artfully designed wine cellar. Outdoors, the property is truly a private resort. An oversized connecting breezeway serves as a covered deck for outdoor dining and fireside chats. In the distance, a dock extends into the waters of the Toronto Reservoir, offering a front-row seat to sunrise paddles, afternoon swims, and evenings when the lake turns to glass. The grounds are enriched with thoughtful amenities, including a charming putting green perfect for leisurely practice or friendly competition. A 4-seater ATV makes navigating these 5 acres a breeze. Every corner of Mayfly Inn is designed to elevate the experience of being here—whether it’s a summer weekend filled with laughter, a crisp autumn escape, or a winter retreat where the world feels wonderfully still. This is more than a lake house; it’s a place where memories gather, traditions deepen, and the beauty of the Catskills becomes part of your everyday rhythm. Mayfly Inn invites you to live luxuriously while being connected to the water, the land, and the people that matter most. Located at the Chapin Estate, a 4-season gated residential preserve on 2,500 acres of pristine forest lands bordering 14,000 acres of forever wild conservation properties. Unique attributes include: 1,750 acres of freshwater lakes and trout streams; 9+ miles of hiking, biking and snowshoe trails; Members only Lake Club; Security patrolled and Concierge Services. Conveniently located less than 2 hours from Mid-Town Manhattan and even less from North Jersey.
| Elementary School | Middle School | High School |
|---|---|---|
| George L Cooke School Elementary School | Robert J Kaiser Middle School | Monticello High School |
| Price History | |
|---|---|
| 8/12/2026 | Listed $3,595,000 |
General Features
| Sewer | Septic Tank |
|---|---|
| Heating | Propane,Radiant Floor |
| Cooling | Central Air |
| Utilities | Cable Connected,Electricity Connected,Phone Available,Propane,Trash Collection Private,Underground Utilities,Water Connected |
| Appliances | Dishwasher,Dryer,Gas Cooktop,Gas Oven,Microwave,Other,Oven,Range,Refrigerator,Washer,Indirect Water Heater,Water Purifier Owned,Wine Refrigerator |
| HOA Fee | 2000 |
| Garage Spaces | 2 |
| Association Fee Includes | Common Area Maintenance |
| Patio/Porch Features | Covered,Deck,Patio,Porch |
| Architectural Style | Cabin,Estate,Log,Other |
| Security Features | Gated Community,Security System,Video Cameras |
| Construction Materials | Cedar,Frame,ICFs (Insulated Concrete Forms),Log,Stone |
| Year Built | 2010 |
| View | Lake,Mountain(s),Trees/Woods,Water |
| Property Subtype | Single Family Residence |
| Tax Year | 2026 |
| Parcel Number | 2000-055-E-0002-041-000 |
| Waterfront Features | Lake Front,Lake Privileges,Water Access,Waterfront |
| Community Features | Clubhouse,Fitness Center,Gated,Playground,Pool,Powered Boats Allowed,Tennis Court(s) |
| Assoc Fee Paid Per | Annually |
| County | Sullivan County |
| Property Type | Residential |
| Association Amenities | Gated,Landscaping,Powered Boats Allowed,Recreation Facilities,Security,Snow Removal |
| HOA | Yes |
| Subdivision Name | The Chapin Estate |
| Facing Direction | West |
| Garage Y/N | Yes |
| Other Structures | Shed(s) |
| Total Rooms | 19 |
| Full Baths | 5 |
| Directions | Take 17B to 55W,Gatehouse is 1.6 miles on LHS |
| High School | Monticello High School |
| City | Bethel |
| Disclosures | Seller Property Disclosure |
| Association Name | The Chapin Estate Homeowner's Association |
| Senior Community Y/N | No |
| High School District | Monticello |
| Carport Spaces | 2 |
| Carport Y/N | Yes |
| Elementary School | George L Cooke School |
| Property Attached Y/N | No |
| Tax Annual Amount | 38143.68 |
| Middle/Junior High School | Robert J Kaiser Middle School |
| Property Condition | Actual |
| Additional Parcels Y/N | No |
| Virtual Tour | https://bcove.video/4yiwjxO |
| Building Area Units | Square Feet |
| Standard Status | Active |
| Middle/Junior School District | Monticello |
| Elementary School District | Monticello |
| Tax Assessed Value | 725000 |
| Tax Lot | 2 |
| PostalCity | White Lake |
| Assoc/CIC | Planned Development |
| AttributionContact | 845-583-4900 |
| Year Built Effective | 2010 |
| Balcony Y/N | Yes |
| Listing Appliances | Dishwasher, Dryer, Gas Cooktop, Gas Oven, Microwave, Other, Oven, Range, Refrigerator, Washer, Indirect Water Heater, Water Purifier Owned, Wine Refrigerator |
Interior Features
| Interior Amenities | First Floor Bedroom,First Floor Full Bath,Breakfast Bar,Built-in Features,Cathedral Ceiling(s),Chandelier,Double Vanity,Entrance Foyer,Formal Dining,Granite Counters,High Ceilings,High Speed Internet |
|---|---|
| Basement | Finished,Full,Walk-Out Access |
| Flooring | Carpet,Combination,Hardwood |
| Total Fireplaces | 4 |
| Fireplace Features | Basement,Bedroom,Living Room,Wood Burning |
| Formal Dining | Yes |
| Basement Features | Finished, Full, Walk-Out Access |
| Basement (Y/N) | Yes |
| Window Features | Drapes,Floor to Ceiling Windows,Oversized Windows,Wood Frames |
| Fireplace Y/N | Yes |
| Half Baths | 3 |
| Total Bedrooms | 4 |
| Total Baths | 8 |
| General Features | First Floor Bedroom,First Floor Full Bath,Breakfast Bar,Built-in Features,Cathedral Ceiling(s),Chandelier,Double Vanity,Entrance Foyer,Formal Dining,Granite Counters,High Ceilings,High Speed Internet |
| Walk-In Closet | Yes |
| Entrance Foyer | Yes |
Exterior Features
| Exterior Amenities | Balcony,Dock,Fire Pit,Gas Grill,Speakers |
|---|---|
| Fencing | None |
| Parking Features | Driveway,Garage,Garage Door Opener,Heated Garage,Off Street,Private |
| Water Source | Well |
| Total Parking | 20 |
| Inclusions | ATV |
| Parking Spaces | 20 |
| Parking Features | Driveway, Garage, Garage Door Opener, Heated Garage, Off Street, Private |
| Foundation Details | Concrete Perimeter |
| Spa | No |
| Building Area Total | 8000 |
| Frontage Length | 226 |
| Waterfront Y/N | Yes |
| Road Frontage Type | Private Road |
| Other Equipment | Generator |
| Road Responsibility | Private Maintained Road |
| General Features Ext. | Balcony,Dock,Fire Pit,Gas Grill,Speakers |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 12786
Price
Taxes
Year Built
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